Medical Assistance, Minnesota’s version of Medicaid, provides more than 600,000 Minnesotans with coverage monthly.  Many of these individuals are seniors.  When looking forward to retirement, it is important to consider future health care needs as well as how such needs will be paid for.  ...Read More

As the economy enters into a recession and debtors’ assets are losing value, dwindling or disappearing, the doctrine of marshaling assets is appearing in more and more collection actions and appellate decisions.  The increased use of marshaling assets is also the result of land ...Read More

A seriously dishonest or desperate borrower, even if relatively rare, can be the cause of the biggest losses a lender may face. Many loans are extended on the assumption that the bank has sufficient collateral—whether real estate, equipment, receivables, or other property—to repay the ...Read More

When Minnesota farmers divorce, often there are insufficient liquid assets to allow the non-farming spouse to be immediately paid in full for his or her fair share of the marital estate. When that happens, the non-farming spouse is often paid over a period of ...Read More

Beginning July 25, 2020, Governor Walz will require face coverings to be worn in Minnesota indoor businesses and indoor public settings. The following is a review of some key requirements in the face covering mandate appearing in Emergency Executive Order ...Read More

As Mankato’s face covering ordinance is scheduled to take effect July 10, 2020, the city council issued answers to frequently asked questions about the ordinance. Our blog post outlining the ordinance may be found here.

The ordinance failed to define what constitutes medical intolerance ...Read More

Beginning July 10, 2020, all individuals over the age of 12 must wear a mask or face covering over their nose and mouth when in a Mankato indoor space of public accommodation. This requirement was issued in that Emergency Ordinance 2020-4 (“Ordinance”) adopted by ...Read More

All businesses must have a COVID-19 Preparedness Plan prior to reopening. Governor Tim Walz made another announcement in Minnesota’s safely reopening plan by issuing Emergency Executive Order 20-74 on June 5, 2020. The order requires, for the first time, that critical businesses develop and ...Read More

Quarantined in my cramped college apartment in the city, my mind drifts back to my considerably more spacious roots. I grew up on my family’s grass-fed beef farm, nearly 300 acres of lush, permanent pasture and preserved prairie and woodland in the drumlin region ...Read More

The Fair Credit Reporting Act (“FCRA”) is a federal law enacted in 1970 to promote the accuracy, fairness, relevancy, and privacy of consumer information in the file of credit reporting agencies. Banks and other financial institutions are an important link in the consumer credit ...Read More