As Mankato’s face covering ordinance is scheduled to take effect July 10, 2020, the city council issued answers to frequently asked questions about the ordinance. Our blog post outlining the ordinance may be found here.

The ordinance failed to define what constitutes medical intolerance ...Read More

Beginning July 10, 2020, all individuals over the age of 12 must wear a mask or face covering over their nose and mouth when in a Mankato indoor space of public accommodation. This requirement was issued in that Emergency Ordinance 2020-4 (“Ordinance”) adopted by ...Read More

All businesses must have a COVID-19 Preparedness Plan prior to reopening. Governor Tim Walz made another announcement in Minnesota’s safely reopening plan by issuing Emergency Executive Order 20-74 on June 5, 2020. The order requires, for the first time, that critical businesses develop and ...Read More

Quarantined in my cramped college apartment in the city, my mind drifts back to my considerably more spacious roots. I grew up on my family’s grass-fed beef farm, nearly 300 acres of lush, permanent pasture and preserved prairie and woodland in the drumlin region ...Read More

The Fair Credit Reporting Act (“FCRA”) is a federal law enacted in 1970 to promote the accuracy, fairness, relevancy, and privacy of consumer information in the file of credit reporting agencies. Banks and other financial institutions are an important link in the consumer credit ...Read More

When a prospective borrower approaches a lender and requests financing for any consumer purpose or business operation, the lender must evaluate whether or not the borrower has sufficient capacity to repay the loan. Two options will often come to mind for most lenders. First, ...Read More