Insights
Differences Between Note Co-Makers and Guarantors
When a prospective borrower approaches a lender and requests financing for any consumer purpose or business operation, the lender must evaluate whether or not the borrower has sufficient capacity to repay the loan. Two options will often come to mind for most lenders. First, ...Read More
Questions and Answers: Navigating the Legal Issues You Face from the COVID-19 Pandemic
The COVID-19 pandemic has caused an unprecedented change to what “business as usual” looks like across America. The banking industry is certainly no exception, and many common questions have arisen regarding what the coming months will look like in the industry. On March 27, ...Read More
Telemedicine: The Impact Of COVID-19 on HIPAA Regulations
While the COVID-19 virus continues to force us all to stay at least 6-feet apart, telemedicine is helping to bring patients and health care providers together. The practice of using technology to deliver medical care and treatment is an already growing industry and is ...Read More
Providing Guidance for Businesses in the COVID-19 World
While the COVID-19 health emergency expands across the country and into our region, we are reaching out to our clients to be sure we are receptive to and meeting their various legal needs. The attorneys in our Business and Corporate practice group are ready ...Read More
Where There’s A Will, There’s A… Wait: Important Estate Planning Considerations Amidst COVID-19 Pandemic
If I asked you to define “estate plan,” you would likely tell me that an estate plan is an arrangement for the distribution of your assets upon death. I would award you 1/3 credit. Truth is, all of my clients are generous, selfless individuals: ...Read More
Child Communication and Shared Parenting Time During the COVID-19 Pandemic
The Minnesota Health Department reported on Monday, March 23 that there are now 235 confirmed cases of COVID-19 in Minnesota. Schools have been closed, businesses have shut down, and there seem to be new developments to the crisis every day. If you are a ...Read More
Families First Coronavirus Response Act DOL Issues Guidance
On March 24, 2020, the United States Department of Labor (DOL) issued guidance regarding the enforcement of the Families First Coronavirus Response Act (the “Act”). This guidance first clarifies that the Act’s effective date is April 1, 2020. Useful questions and answers were also ...Read More
Communication on Families First Coronavirus Response Act
The Families First Coronavirus Response Act was signed into law on March 18, 2020, and takes effect on April 1, 2020. Employers across the nation will be obligated under the Act to provide expansive leave to employees. Below are key points from the Act ...Read More
Protective Measures for Employers During the COVID-19 Pandemic
Instructing Employees to Stay Home or Leave Work
It is important that employees with obvious symptoms of illness and disease, including all forms of the flu, should be encouraged to stay home or if they are at work when symptoms develop, to go home. Employers ...Read More
Why am I receiving my ex-spouse’s text messages? Divorce and Shared Apple ID’s
If you and your spouse own iPhones, you might also share an Apple ID. An Apple ID is a username and password combination that syncs to iCloud and allows you to access your settings, photos, messages, etc. across multiple devices. Often times couples will ...Read More