All businesses must have a COVID-19 Preparedness Plan prior to reopening. Governor Tim Walz made another announcement in Minnesota’s safely reopening plan by issuing Emergency Executive Order 20-74 on June 5, 2020. The order requires, for the first time, ...Read More

Quarantined in my cramped college apartment in the city, my mind drifts back to my considerably more spacious roots. I grew up on my family’s grass-fed beef farm, nearly 300 acres of lush, permanent pasture and preserved prairie and ...Read More

The Fair Credit Reporting Act (“FCRA”) is a federal law enacted in 1970 to promote the accuracy, fairness, relevancy, and privacy of consumer information in the file of credit reporting agencies. Banks and other financial institutions are an important ...Read More

When a prospective borrower approaches a lender and requests financing for any consumer purpose or business operation, the lender must evaluate whether or not the borrower has sufficient capacity to repay the loan. Two options will often come to ...Read More

The COVID-19 pandemic has caused an unprecedented change to what “business as usual” looks like across America. The banking industry is certainly no exception, and many common questions have arisen regarding what the coming months will look like in ...Read More

While the COVID-19 virus continues to force us all to stay at least 6-feet apart, telemedicine is helping to bring patients and health care providers together. The practice of using technology to deliver medical care and treatment is an ...Read More