As the economy enters into a recession and debtors’ assets are losing value, dwindling or disappearing, the doctrine of marshaling assets is appearing in more and more collection actions and appellate decisions.  The increased use of marshaling assets is also the result of land prices remaining high while other property values, such as equipment and...

Last week, four federal agencies ­–– the Board of Governors of the Federal Reserve System, Financial Crimes Enforcement Network (FinCEN), Federal Deposit Insurance Corporation (FDIC), and Office of the Comptroller of the Currency–– along with the Conference of State Bank Supervisors issued a joint statement providing financial institutions with much-needed guidance on lending to hemp-related...

It’s no secret that during the 2016 campaign, political candidates harnessed the power of social media more than ever before.  It is also no secret that the President of the United States has continued to use social media as a political forum.  With tech-savvy Millennials in the workforce and now Generation Z (those born in...

ProIn today’s society, where value is placed on creativity and invention, employers need to be extra vigilant to protect the work of their employees, including the development of intellectual property (“IP”).  IP, creations of the mind, includes patents for inventions, trademarks, and copyrights.   Often after an employee leaves a company, the question arises as to...

We have all heard the saying “The Devil is in the Detail,” but few of us realize how true it is. A proper system of record keeping and documentation can benefit your personal finances and career. At tax time many of us partake in a frenzied search to acquire receipts. Establishing a protocol of filing...

It is not uncommon for an employer to receive a Garnishment Summons and Disclosure Form from a creditor of its employee. The Garnishment Summons must include the full name of the debtor and the debtor’s last known mailing address, the remaining unpaid balance of the debt owed, and the date of entry of judgment, pursuant...

Employers frequently require job applicants to submit to a criminal background check. An applicant’s criminal history can be relevant to an employer in combating theft and fraud, preventing workplace violence, and avoiding potential liability for negligent hiring. However, the use of criminal-history records can constitute unlawful employment discrimination because exclusion from employment of persons with...