Reverse discrimination claims—allegations that an employer discriminated against a member of a majority group—have gained popularity and notoriety in recent years. While reverse discrimination claims are nothing new, having been recognized by the United States Supreme Court under Title VII by at least 1971, they are less common than traditional discrimination claims. However, these cases...

Artificial intelligence is rapidly transforming how businesses operate, especially in recruiting and hiring. With promises of greater efficiency, speed, and cost savings, AI-driven hiring tools are quickly gaining traction. But with these benefits come new legal challenges that employers must be mindful of. Recent lawsuits highlight growing concerns about whether these tools unintentionally discriminate against...

In the 2023 Legislative Session, Minnesota created Chapter 187, the Minnesota Secure Choice Retirement Program (“MN SCRP”).  This was Chapter 46 of House File 782.  With the many sweeping employment law changes and new regulations slammed through by the DFL trifecta, MN SCRP got little attention. But now that its implementation is (sort of) approaching,...

As technology evolves, industries are finding new, creative ways to leverage technology to increase efficiency. Unmanned aerial vehicles, otherwise referred to as “drones,” are a perfect example of a technological advancement that has enhanced many industries. One industry in particular that has benefited from the use of drones is the agricultural industry. Farmers are currently...

Minnesota Statutes section 47.20 identifies specific requirements relating to conventional loans, requirements of language that must be in a mortgage securing a conventional loan, and what must be in a notice of default, among other requirements. For example, under Minnesota law, lenders are required to provide conventional loan borrowers a thirty-day notice of default on...

The recent U.S. economic turbulence has caused, and will probably continue to cause, challenges in lending. Borrowers, when pushed, will sometimes take actions that are not customary in the lending relationship. Below are some pre-collection and verification tips to mitigate a lender’s “loss of collateral.” It is important to recognize that when a borrower goes...

An irrevocable life insurance trust (“ILIT”) is exactly as it sounds. It is an irrevocable trust designed to hold one or more life insurance policies. A properly drafted ILIT provides the owner of a life insurance policy with several estate planning benefits, including estate tax avoidance and liquidity for estate tax obligations. An ILIT is...